Summer is well and truly here; the sun is shining and jackets are a thing of the past. If that isn’t the case where you are, you’re probably dreaming of where to head for some much-needed vitamin D.
Planning a trip can be lots of fun, from brainstorming potential destinations to collating the perfect packing list. To make one part of planning a little easier, we’ve put together a few tips on how to use your trusty journal to help with all your budgeting needs.
Using your journal as a budgeting tool can help you have a better idea of where your money is going. Our dot-grid planners are ideal for drafting out your weekly and monthly budgets.
Planning for your summer trip can start as early as you want but it would ideal to begin a few months ahead of time. The first step would be to list all your fixed expenses you have to spend money on each month and work out what you have left to play with.
Make Saving a Habit
Once you have jotted down all your monthly expenses you can set yourself a saving budget. This could also be a great time to look into potential activities you would like to do on your trip or any upcoming events that you need to set aside for.
Hit the Books
Now that you have set your budget, it’s time to start making it apart of your daily routine to track all expenses in your journal. Whether you take a few minutes at the end of after each day or find another time that works for you, updating your journal every day will ensure you stay within your budget and make it to all your summer soirées!
“Annual income twenty pounds, annual expenditure nineteen—result happiness. Annual income twenty pounds, annual expenditure twenty-one pounds—result misery”
– Charles Dickens